First-Time Homebuyers

Buying your first home is a big step. The federal and state governments offer a variety of programs that can make taking that step easier for many would-be homeowners. These include government-insured mortgages, such as Federal Housing Administration (FHA) and Veterans Administration (VA) loans, and state-sponsored bond programs. To qualify for these loans, borrowers must fall within certain annual income limits. In addition, the Federal National Mortgage Association (FNMA, or Fannie Mae) offers start-up loans with low down-payment requirements.

A good first step for any first-time homebuyer is to talk with a professional mortgage consultant to see what options are available and what you can afford. Learn about FHA and VA loans. We can tell you more about loan options for first-time homebuyers.

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