Javier has years of experience in Mortgage banking in Florida. Javier has experience with FHA, VA and Conventional loans. Working with a full range of borrowers however Javier especially enjoys working with First Time Homebuyers because he strives to make sure first time homebuyers are comfortable with their new home purchase and fully understand the mortgage transaction.
Purchasing a home or refinancing your existing home can be very exciting and a bit stressful. Javier's experience with the mortgage process allows he/she to guide you to the result you are looking for in a smooth and professional manner. As a lender, my goal is always the same – provide useful and reliable information so the Customer can make an informed decision before entering into a real estate transaction. This includes providing estimates of what the monthly mortgage payment would be on a wide range of pre-approved prices, as well as estimating the closing costs and down payment needs so there are no surprises at closing.