I have been in the Lending Business for over 12 years. I understand what a customer is looking for in a Mortgage Professional, experience, program knowledge, and service. I have all attributes to ensure that all my customers receive the best program and rate that they qualify for. When picking a Mortgage Professional and company to work with is not always about the lowest rate, it is also educating the customer so they understand completely the mortgage lending process and ways to help them raise their credit and lowing their outgoing expense on a monthly basis. EXPERIENCE - Like I stated before, I have been in the industry for over 12 years and seen every type of mortgage loan and programs that have been introduced to the general public. I work closely with the top wholesale lenders in the country and have a great relationship with all departments and management. Being in the business for 12 I have seen the good, bad and ugly. With my expertise I understand that every customer's situation is different and deserve someone that can think outside the box to meet all of their needs. PROGRAM KNOWLEDGE - The mortgage business and programs change on a monthly basis. I make sure that I educate myself with new products that are on the market for First Time Buyers and buyers that own multiple properties looking to extend their portfolio. Each customer is different and deserve someone that stays on top of the ever changing business. I ensure you that you are in GREAT hands for coming up with a mortgage plan that works for your situation. As your MORTGAGE PROFESSIONAL I understand buying a home or refinancing your home is a major purchase or decision that you will make in your life. I will be there to EDUCATE and help you UNDERSTAND every aspect of your loan. SERVICE - This is one of the most important aspects of a great mortgage professional. This is why you can reach me 7 days a week, just a phone call or email away. There is nothing more frustrating than when you have a question or concern you cannot reach your mortgage broker in your time of need. I am at my office at 9 am though 7 pm Monday through Friday and always available after hours from my home office. I am different than your local bank, I only originate mortgage loans. Meaning, I do not do checking , saving accounts nor car loans. I eat, sleep and breath mortgages and have for over 12 years. I have a in house processing team that is a direct reflection of myself and the underwriters that we work with. You not only have one of the TOP PRODUCERS in the country on your side but, you have the BEST processing team in your corner so you get the SERVICE and ATTENTION that you deserve. I am a wholesale lender and work with over 70 banks throughout the country and have a great working relationship for the BEST RATES and BEST LOAN POSSIBLE. Some of the programs that we offer are Conforming/ Conventional, USDA, VA,FHA, Jumbo, Native American loans. Those are just a few but the options are endless. My office is located in Orlando, Florida near downtown so i am just a car ride away if you would like to come to my office and sit down and go over all of your mortgage needs. With over 2,000 closed and funded loans and 12 years experience I have found that I not only help people but I change their lives. Allow me change you and your families lives as well.