First Time Homebuyers

Let Us Help You Make The Most Important Purchase Of Your Life

Being a first time home buyer is a HUGE deal, and can sometimes be a stressful and difficult process. Let us make the difference. We offer a variety of home financing options to help get you into your first home. It would be our pleasure to guide you from pre-approval to closing, and everywhere in between.

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First Time Homebuyer Loans Are Good For:

We let the program speak for itself. If you are buying your first house, not only do we have programs for you, but we will guide you every step of the way.

Talking to a licensed Loan Officer is the first step to getting the right mortgage loan. Everyone has different loan needs and qualifications, and your Loan Officer will know which questions to ask in order to best match you with the right loan and monthly payment that you qualify for.

  • 3% Down Payment (97% Financing)
  • Non-occupying co-borrowers allowed
  • More affordable Mortgage Insurance Coverage
  • Up to 50% debt ratio
  • Supplemental Income allowed (such as rent from tenants)

The federal and state governments offer a variety of programs that can make taking this step easier for many would-be homeowners. These include government-insured mortgages, such as Federal Housing Administration (FHA), Veterans Administration (VA) loans, and state-sponsored bond programs. To qualify for these loans, borrowers must fall within certain annual income limits. In addition, the Federal National Mortgage Association (FNMA, or Fannie Mae) and The Federal Home Loan Mortgage Corporation (FHLMC, or Freddie Mac) offer start-up loans with low down-payment requirements. Let us help choose the best mortgage for your very first home.

Occasionally, there is a Homeownership Education Requirement that is designed to help future homebuyers navigate the home buying process. When homeownership education is required, a minimum of one occupying borrower must complete the Framework homeownership education course. This course is designed to help you understand homeownership and to help you set yourself up for homeownership success!

Not the Loan You Were Looking For?

Secure your First Time Homebuyer Loan At One of Our Branches

With licenses across the country and local branches in your neighborhood, you’ll find it stressless to trust us with your home financing. All of our Loan Officers are federally licensed. Talking to a licensed Loan Officer is the first step to getting the right mortgage loan. Everybody has different loan needs and your Loan Officer will know which questions to ask in order to best match you with the right loan and monthly payment.

Personalized Help. The Loan Officer will also explain all the steps–from getting started, to locking in your low rate, to closing your loan Because we are a direct lender, if you have any questions during the loan process, you will have one direct number enabling you to get quick answers straight from the source.

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Our clients come first, with communication and transparency as our goal, we make sure you never miss a beat. See what our customers are saying about their Absolute Home Mortgage home buying experience.

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Ready to Get Started?

Whether you’re looking to buy or refinance, we have a loan program for you. Get started on the road to accomplishing your mortgage needs with our team at Absolute Home Mortgage.