Fixed Rate Mortgages

Have Peace of Mind that Your Interest Will Never Change

Since your rate won’t change for the life of your loan, your payment will never increase.

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Fixed Rate Mortgages Are Good For:

Rates are LOW, so why not lock it in now? Lock-in record low rates for 30 years, 20, 15, 10… What do you want to do?
  • Stay in your home for a long time?
  • Have a consistent mortgage payment for budget planning?
  • Have peace of mind with a payment that never changes?

The choice is yours. If any of the above sound like your goal, a fixed-rate mortgage might be right for you. Fixed rate loans come in various types, and are generally the most popular loans for those looking to buy or refinance their homes. This is due to the security they provide, ensuring consistent monthly payments without worry or hassle about changing interest rates.

  • Refinance up to 95% of your primary home’s value
  • Buy a primary residence with as little as 5% down
  • Loan amounts from $50,000 to $3,000,000

  • Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years
  • Your payment will not change throughout the life of the loan
  • Pay your mortgage at any time without pre-payment penalties

  • Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years
  • Your payment will not change throughout the life of the loan
  • Pay your mortgage at any time without pre-payment penalties

Not the Loan You Were Looking For?

Secure your Fixed Rate Mortgage At One of Our Branches

With licenses across the country and local branches in your neighborhood, you’ll find it stress-free to trust us with your home financing. All of our Loan Officers are federally licensed. Talking to a licensed Loan Officer is an important step to getting the right mortgage loan. Everyone has different loan needs and your Loan Officer will know which questions to ask in order to best match you with the right loan and monthly payment. Personalized Help. The Loan Officer will also explain all the steps–from getting started, to locking in your low rate, to closing your loan. Because we are a direct lender, if you have any questions during the loan process, you will have one direct number enabling you to get quick answers straight from the source.

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Whether you’re looking to buy or refinance, we have a loan program for you. Get started on the road to accomplishing your mortgage needs with us at Absolute Home Mortgage.